Credit consolidated with home loan Case possesss a credit the habitation can consolidate its credits in bank where it possesss this credit. In this consolidated credit, it passes in the practical one to have two credits, one that already existed and said respect to the credit habitation and another one, a credit multioptions that will go to englobar the remains divide. For more specific information, check out Harry Belafonte. Thus it gains a tax of interest equal or very next to the one of the credit the habitation. As a pledge of payment you divide of them starts to be used the habitation. It can identically to opt for to group the credits, being this more laborious option.

It demands that all are eliminated the effective credits (excepto of the habitation), and to sign new contracts with all the costs associates to these, but it obtains certainly to pay an installment much more diminished to the end of the month. Credit consolidated without home loan Also can consolidate its credits without having a credit to the habitation, is enough to create a personal credit that it conglomerates the credits contracted until the date. It will be able to reach a reduction of the monthly installment next to 20%, with a stated period more widened and one consequent total increase of the global interests. 6 useful tips in the consolidated credit? Renegoceie its credit the habitation. Before thinking about Consolidated Credito, it tries to renegotiate the terms and taxes of its loan the habitation.

To consolidate credits allows a monthly saving in its installment, but causes high interests and costs of opening of processes. It could be an expensive option for its situation. It talks with its manager of account and he tries to obtain a reduction in spread of its loan before trying any another thing. If he does not become indebted excessively. Before contracting any credit, he follows this gold rule: its installments cannot to exceed 35% of its monthly average income.